top of page

we earn commissions if you shop through the links below | Advertising Disclosure

Animalia

Animalia Pet Insurance Review

Animalia

Animalia Pet Insurance: A Comprehensive Review

Established with a profound commitment to ensuring the well-being of our cherished pets, Animalia Pet Insurance has positioned itself as a trusted companion in the realm of pet care. Founded in [mention founding year], Animalia has rapidly expanded its footprint and now provides coverage to pet owners across the US.


Coverage and Benefits

At the heart of Animalia's offering is an unwavering dedication to comprehensive coverage. Unlike basic plans offered elsewhere, Animalia prides itself on the "whole shebang" – a premium, all-in-one coverage that is the epitome of excellence. From injuries and accidents to illnesses, Animalia covers vet bills that encompass diagnostics, procedures, lab work, imaging scans, hospitalization, emergency care, surgeries, specialist visits, cancer treatments, prescription meds, and more. The coverage extends to unique services like tele-vet services, behavioral therapy, alternative care, prescription food, dietary supplements, orthodontic treatments, and even comprehensive dental care add-ons.


Emergency Treatment

In the unfortunate event of an emergency, Animalia provides swift and hassle-free support. Pet owners can head to the nearest vet or emergency clinic without the need for prior permission or referral. Once the emergency is resolved, filing a claim with Animalia is a straightforward process.


Animalia States Availability

Animalia Pet Insurance is available in 39 states: AZ, AR, CO, CT, DE, HI, ID, IN, IA, KS, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WI, & WY.


Customer Service Options


What Are Animalia’s Waiting Periods*?

  • Illnesses: 5 days

  • Accidents: 5 days

  • Cruciate Ligament: 5 days

  • Cancer: 30 days

  • Hip Dysplasia: 5 days


Medical Records and Claim Processing

To facilitate a seamless experience, Animalia requires access to your pet's medical history. This allows the company to understand your pet better and determine pre-existing conditions. When purchasing a policy, Animalia seeks permission to communicate with your vet on your behalf. This proactive approach not only expedites the claim review process but also ensures accuracy.


Cancellation Policy

Animalia understands that circumstances can change. Pet owners have the flexibility to cancel their policy at any time by providing written notice. Animalia's customer-friendly approach even allows for a pro-rated refund of the premium, ensuring transparency and fairness.


Pre-Existing Conditions

Addressing a common concern, Animalia provides clarity on pre-existing conditions. While many pet insurance companies exclude them, Animalia takes a more nuanced approach. Curable conditions like ear or urinary tract infections are covered if they showed no symptoms for 12 months prior to the end of the waiting period. Additionally, chronic diseases with symptoms emerging after the waiting period are also covered.


Choice of Vet

Animalia recognizes the importance of the bond between pet owners and their trusted vets. Pet owners have the liberty to choose any licensed vet operating within their state. This flexibility ensures that pets receive care from professionals they are comfortable with and trust.


Importance of Pet Insurance

Animalia Pet Insurance emphasizes the crucial role pet insurance plays in safeguarding the health and happiness of our four-legged companions. The comprehensive coverage not only provides financial security but also encourages preventive care, peace of mind, and a focus on the holistic health of pets.

In conclusion, Animalia Pet Insurance stands as a beacon of excellence, offering pet owners a reliable and comprehensive solution for their pets' well-being.


With a commitment to transparency, flexibility, and unwavering support, Animalia exemplifies why pet insurance is an indispensable aspect of responsible pet ownership. Choosing Animalia is not just a financial decision; it's a commitment to providing the best possible care for our beloved pets.

Our Score

8.6

Top Pet Insurance Companies

Lemonade
Lemonade
9.9

Our Score

Spot
Spot
9.6

Our Score

ASPCA
ASPCA
9.5

Our Score

Fetch
Fetch
9.3

Our Score

Embrace
Embrace
9.2

Our Score

bottom of page